Retail Financing

Retail Merchant Cash Advance

Fast funding for inventory, renovations, equipment, and seasonal needs. Get capital in 24-48 hours with no collateral required.

$5K - $500K Available
Bad Credit OK
24-48 Hour Funding

Retail Financing Challenges We Solve

Retail businesses face unique inventory and cash flow challenges. We provide fast, flexible funding to help you seize opportunities and overcome obstacles.

Seasonal Inventory Needs

Purchase holiday inventory, back-to-school stock, or summer merchandise before peak seasons without depleting cash reserves.

Liquidation Opportunities

Act fast on wholesale closeouts, liquidation sales, or bulk purchase discounts that require immediate payment.

Store Expansion & Renovations

Open new locations, remodel existing stores, or upgrade fixtures and displays to stay competitive.

How Retail Stores Use Merchant Cash Advances

📦 Inventory Purchase & Restocking

Seasonal inventory, holiday merchandise, trending products, wholesale closeouts, and bulk purchase opportunities requiring immediate payment.

Typical funding: $20,000 - $150,000

🏗️ Store Renovations & Build-Outs

Store remodels, new location build-outs, fixture upgrades, lighting improvements, flooring replacement, and window displays.

Typical funding: $30,000 - $200,000

💻 E-Commerce & Technology

POS systems, inventory management software, e-commerce platform development, website redesign, and omnichannel integration.

Typical funding: $10,000 - $50,000

📱 Marketing & Advertising

Social media campaigns, influencer partnerships, Google Ads, seasonal promotions, grand opening events, and local advertising.

Typical funding: $5,000 - $40,000

🚚 Equipment & Fixtures

Display cases, shelving units, mannequins, security systems, HVAC upgrades, delivery vehicles, and warehouse equipment.

Typical funding: $15,000 - $75,000

🏪 Second Location or Franchise

Expand to a new location, purchase a franchise, or open a pop-up shop in a high-traffic area for seasonal sales.

Typical funding: $50,000 - $300,000

Why Retail Stores Choose Merchant Cash Advances

Revenue-Based Repayment

Payments adjust with your daily credit card sales. Slow weekday? Lower payment. Busy weekend? Higher payment. Perfect for seasonal retail.

No Collateral Required

Don't risk your inventory, equipment, or personal assets. Approval based on revenue, not collateral.

Bad Credit Accepted

Many retail businesses have seasonal cash flow challenges that impact credit scores. We approve based on revenue, not credit history.

24-48 Hour Funding

When you discover a liquidation opportunity or need to stock up before Black Friday, you can't wait weeks for bank approval. Get funded fast.

Retail Success Stories

Boutique Clothing Store - Miami

A South Beach boutique discovered a designer liquidation sale offering inventory at 60% off retail. Traditional lenders required 4 weeks. Zeus Commercial Capital provided $75,000 in 24 hours, allowing them to purchase premium inventory that sold out within 3 weeks at full markup.

$75,000 funded in 24 hours
Liquidation opportunity

Home Goods Store - Atlanta

A Buckhead home goods store needed $50,000 for holiday inventory before the November rush. With limited credit history, Zeus Commercial Capital approved funding based on strong summer sales. The investment generated $180,000 in Q4 revenue, a 40% increase over the previous year.

$50,000 funded, 40% revenue growth
Holiday inventory

Gift Shop - Nashville

A downtown Nashville gift shop wanted to renovate and expand before the CMA Music Festival. Zeus Commercial Capital funded $40,000 in 36 hours for store remodel, new fixtures, and expanded inventory. The renovation attracted 50% more foot traffic during the festival.

$40,000 funded, 50% more traffic
Store renovation

Retail Types We Serve

Clothing & Apparel

Home Goods & Furniture

Electronics & Tech

Jewelry & Accessories

Sporting Goods

Toy Stores

Book Stores

Gift Shops

Pet Supply Stores

Beauty & Cosmetics

E-Commerce Stores

Convenience Stores

Specialty Boutiques

Franchise Retail

Pop-Up Shops

Antique & Vintage

Ready to Fund Your Retail Store?

Join thousands of retail business owners who have accessed fast, flexible merchant cash advance funding through Zeus Commercial Capital.

Serving retail stores nationwide: Atlanta, Miami, Nashville, Charlotte, and beyond

Additional Resources for Retail Owners

Zeus Commercial Capital | 1515 Mockingbird Lane, Suite 420, Charlotte, NC 28209

Phone: (800) 516-1153 | Email: [email protected]

Other Industries: Restaurants |Construction