Merchant Cash Advance:Get Up to $2M in 24 Hours
Your revenue qualifies you - not your credit score. Zeus provides fast, flexible working capital through merchant cash advances for businesses that can't wait on banks.
No hard credit check | No obligation | No hidden fees
What Is a Merchant Cash Advance?
A fast, revenue-based alternative to traditional business loans
Why It Is Different
- No fixed monthly payment - repayment moves with your revenue
- No collateral required - approval based on sales, not assets
- No traditional credit approval - we evaluate revenue, not just credit score
- No debt on balance sheet - it is a revenue purchase, not a loan
Why Businesses Choose MCA
- Funding in 24-48 hours (banks take 60-90 days)
- Revenue matters more than credit score
- Flexible repayment that adjusts with your sales
- Access for newer businesses (6+ months old)
How Does It Work?
From application to cash in your account - four simple steps
Apply in 5 Minutes
Submit a short online application with business info and your last 3-4 months of bank statements.
We Underwrite Same Day
Our team analyzes your revenue, consistency, and banking activity - not your credit score.
Accept and Sign
Your specialist presents a clear offer. Review the plain-English agreement, ask any questions, and sign electronically when ready.
Funding Hits Your Account
Zeus wires the full advance directly to your business bank account - same day or next day.
Who Qualifies?
Minimum requirements and what actually matters to us
Minimum Requirements
- Time in Business: 6+ months
- Monthly Revenue: $15,000+
- Credit Score: 500+
- Bank Account: Required
- Documents: Last 3-4 months bank statements
Bad Credit? Still Qualify
- Score as low as 500 FICO
- Prior bankruptcies if discharged
- Tax liens - case by case
- Previous defaults - reviewed
- Revenue consistency is what counts
Who Will Not Qualify
- Cannabis/Marijuana - restricted
- Gambling/Adult - restricted
- No bank account - required
- Active Chapter 7 - come back after discharge
- Under 3 months in business
Why Choose Zeus?
What makes us different from every other MCA provider
Transparent Pricing
Factor rate, total repayment, and daily payment shown before you sign. No surprises and no hidden fees.
Dedicated Specialist
A real human assigned to your deal, reachable by phone, email, or text during business hours.
Lightning Fast
Approval in hours, funded in 24-48 hours. When banks take months, Zeus delivers in days.
Flexible Repayment
Repayment moves with your revenue. Slow week means a smaller payment — no fixed quota crushing your cash flow.
Industry Expertise
We know restaurants, retail, construction, and healthcare. We understand your cash flow before you explain it.
Honest Assessment
If you do not qualify, we tell you why and exactly what to change. No bait-and-switch, no pressure.
Frequently Asked Questions
Straight answers, no fluff
No. An MCA is a purchase of your future receivables. You are selling a portion of future revenue for capital today. The total repayment is fixed from day one - no accumulating interest like a traditional loan.
Zeus funds $5,000 to $2,000,000. Your first advance is typically 50-100% of your average monthly revenue. Renewals often increase as your history grows.
Same-day funding for complete applications submitted before noon EST. Most clients funded within 24-48 hours from the moment they submit bank statements.
No. MCAs are 100% unsecured. We do not take liens on equipment, real estate, inventory, or personal assets.
With holdback repayment: your daily payment decreases automatically when sales decrease. You pay less on slow days, more on busy days. Built-in protection against cash flow pressure.
Yes. We underwrite revenue-first, credit-second. A business depositing $30K+ per month consistently can qualify with a 500 FICO score.
No. Most MCA providers do not report to credit bureaus. We run a soft credit pull only, which does not affect your score.
Once you have repaid 50-60%, you may qualify for a renewal or increased advance. Many Zeus clients use MCA as a repeating capital facility.
Get Your Free Funding Quote
Complete this quick application. We will review and contact you within 2 hours with your personalized funding offer.